The New York Fed conducts CRA exams of Second District member
banks. The written evaluations and the banks' CRA ratings are
made public. Read recent CRA public evaluations and find out which
banks are scheduled for an upcoming CRA exam here.
Evaluations are based on lending, investment and service tests;
for most banks, the lending test is weighted most heavily in determining
the overall rating.
Bank
Exam Date
Public Date*
Rating
Report
Adirondack Bank
August 24, 2009
July 6, 2010
Satisfactory
27 pages / 979 kb
Adirondack Trust Company
May 18, 2009
November 19, 2009
Outstanding
19 pages / 637 kb
Banco Popular North America
March 9, 2009
June 10, 2010
Satisfactory
109 pages / 2.9 mb
Bank of New York Mellon
June 15, 2009
May 26, 2010
Satisfactory
15 pages / 922 kb
Five Star Bank
May 18, 2009
March 1, 2010
Outstanding
42 pages / 1.32 mb
*A copy
of the public section of the most recent CRA performance evaluation
must be placed in a bank's public file within 30 business days
after its receipt from the Board of Governors of the Federal Reserve
System.
